Tuesday, 20 May 2014

Even Doctors Need to Insure Themselves! - Disability Insurance for Dentists!



Sometimes in times of crisis, peace of mind seems to be the need of the day. Knowing that disability wont hamper family proceedings and the lifestyle can continue provides a great peace of mind to anyone. This is the main motivation for our company. Your peace of mind is our prime importance. Technically, disability insurance for dentists is overseen by a group of your colleagues, who ensure that it delivers what you need. We offer you generous policy features and incomparable coverage at an extremely attractive price. Assuming you become totally disabled from your specialized field of dentistry, you get full benefits, even though you may choose to work a different profession.
It is very essential to have a right amount of insurance coverage so that you do not end up paying more premium than you have to. For this reason, our team of advisors can help you. A research by The McGill Advisory finds that one in three dentists become disabled at any point of their career. So it is of prime importance that you and your family are covered. Our advisors can give you free instant health insurance quotes which can help you decide on the premium. We take into account your family, establishment, other ventures, etc. and quote you.
It is very essential that before getting the disability insurance for dentists, you read the contract and compare features to ensure that you know what you are doing. It is very important to choose a sound company with a fixed foundation like us. The financial problems experience by certain insurance agencies in 2008 and 2009 taught us valuable things and we have firmly set our base. We also know the importance of an insurance plan for an end user and we settle the claims as soon as they get approved. The approval process is also pretty straight forward. We request you to take full advantage of our strong network and get instant health insurance quotes.
We have specialized in working with dentists and we fully take into account the unique issues surrounding the dental practice, especially how it leads to income and business losses. We approach disability insurance evaluation in an unbiased manner, and base our recommendations on facts, free of opinion. We constantly evaluate the options available to the dental community. We design our policies based on benefit periods, benefit amounts, guarantees, elimination periods, and various other riders. All our plans let you buy a rider, an augmentation to your current insurance plan, which allows you to increase the benefit on your anniversary, without having to prove your health. Financial documents alone are needed to warrant this extra benefit.
You may have a question as to why you need to take a separate insurance when you have your Social Security benefits. They are the most difficult to qualify for, as more than half of the applications are denied. Also it requires you to be totally disabled, that is, not pursuing any other occupation. Also the maximum you could get is $1500 per month, which could be taxed. Other federal agencies may be cheap. But they reserve the right to change the premium on each annual renewal. Their notion is primarily to attract. Once you are with them, they raise their rates every 5 - 10 years and you are at a disadvantage.
We address these issues and ensure you are adequately covered with optimum premium. Contact our expert analysts for instant health insurance quotes.
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Visit the http://www.insuringincome.com/ for more details.

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